If you're working on building your credit, the Capital One Platinum Secured card can help. Put down a refundable security deposit starting at $49 to get a $200 initial credit line, and earn back your security deposit as a statement credit when you use your card responsibly; you'll also automatically be considered for a higher credit line in as little as 6 months with no additional deposit needed. Plus, there's no annual fee, $0 Fraud Liability for unauthorized charges, and credit monitoring from CreditWise from Capital One to help you along your credit journey. Terms apply.

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