Driving can be a dangerous activity, with thousands of people getting into accidents every day. While you can avoid many accidents with good safety practices and defensive driving, sometimes there’s nothing you can do. If you ever find yourself at fault for an accident, here’s what you need to know.
At-Fault States
Every state has different laws about auto insurance, but there are two main categories: at-fault states and no-fault states. An at-fault state will try to determine who is in the wrong for the accident, and that person or their insurance must cover the costs of the accident.
No-Fault States
On the opposite end of the spectrum are no-fault states. No-fault states don’t consider fault when determining insurance coverage. These states require that both sides of an accident use their insurance to pay for the accident, regardless of who is at fault.
If You Do Not Have Auto Insurance
If you get into an accident as a driver and don’t have insurance, the aftermath can be expensive. First, you’ll need to pay out of pocket for repairs and injuries. This can add up quickly if you’re at fault, and the courts will decide how much you should pay for the accident.
Punishments for Driving Without Insurance
Driving without insurance is not only expensive but also illegal. Depending on the state, you may face fines and permanent demerits to your record in addition to jail time. For example, Washington uses SR22 as a form of punishment for those who get into an accident without insurance. SR22 is just one possible outcome for those who are responsible for a car accident.
Put simply, what happens when you’re at fault for an accident depends on local laws. Your insurance coverage and costs of the accident change if you’re in an at-fault or no-fault state and the status of your insurance.
Briefing by Ms. Izumi Nakamitsu, Under-Secretary-General and High Representative for Disarmament Affairs, on the Threats to international peace and security - Security Council, 9827th meeting.
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Izumi Nakamitsu, the UN's High Representative for Disarmament Affairs told the Security Council, “42 percent of casualties in Ukraine in November resulted from the use of long-range weapons launched by the Russian Federation, a significant increase from previous months.”
She also provided the Security Council an overview of the human impact of the war in Ukraine, saying, “Between 24 February 2022 and 30 November 2024, the Office of the United Nations High Commissioner for Human Rights (OHCHR) recorded over 12,340 civilians killed and more than 27,836 civilians injured in Ukraine.”
Nakamitsu also highlighted a notable surge in aerial bomb casualties. “According to the UN Human Rights Monitoring Mission in Ukraine verified data, aerial bombs killed 341 civilians and injured 1,803 from 1 January through 30 November 2024,” she said. This marked “a threefold increase in fatalities and a sixfold increase in injuries from aerial bombs compared to 2023.”
Published: 21st Dec 2024 05:00:02 By: United Nations
United Nations Video: West Africa & the Sahel - UNOWAS' Media Stakeout | United Nations
Media stakeout by Mr. Leonardo Santos Simão, Special Representative for West Africa and the Sahel and Head of the UN Office for West Africa and the Sahel (UNOWAS), on West Africa and the Sahel.
Published: 20th Dec 2024 10:41:28 By: United Nations
United Nations Video: Climate, Peace, and Security in West Africa and the Sahel - Joint Stakeout | United Nations
Joint statement delivered by the Ambassador Dorothy Camille Shea, Permanent Representative of the United State to the United Nations, along with the Security Council members signatories of the Joint Pledges related to Climate, Peace and Security on the West Africa and Sahel region ahead of the security council meeting.
Published: 20th Dec 2024 10:40:16 By: United Nations
United Nations Video: Interview with Chief of UN Peacekeeping in Bagui, Central African Republic
In an interview with the Spokesperson of the United Nations Multidimensional Integrated Stabilization Mission in the Central African (MINUSCA), Mr. Lacroix emphasizes the achievements made by MINUSCA over the past decade.
Published: 20th Dec 2024 09:35:31 By: United Nations
United Nations Video: Sudan/Egypt, Syria, Libya & other topics Daily Press Briefing | United Nations
Noon Briefing by Stéphane Dujarric, Spokesperson for the Secretary-General.
• Sudan.
• Sudan/Egypt
• Libya
• Syria
• OCHA/Türkiye
• Israel/Yemen
• Occupied Palestinian Territory
• Security Council/Afternoon meeting
• MONUSCO
• Security Council
• Central African Republic
• Liberia
• West and Central Africa
• Ukraine
• International Days
Sudan
The Secretary-General is outraged by the killing of three World Food Programme staff members in Sudan on 19 December, when the agency’s field office in Yabus, in Blue Nile State, was hit by aerial bombardment. He sends his deepest condolences to the families of the victims and their WFP colleagues. The Secretary-General condemns all attacks on UN and aid personnel and facilities. He calls for a thorough investigation. Yesterday’s incident underscores the devastating toll that Sudan’s brutal conflict is having on millions of people in need and the humanitarians trying to reach them with life-saving assistance. 2024 is the deadliest year on record for aid workers in Sudan. Just last month, in November, a colleague from OCHA was killed in El-Fasher. Yet despite significant threats to their personal safety, our colleagues continue to do all they can to provide vital support wherever it is needed. The Secretary-General calls on the parties to adhere to their obligations to protect civilians, including aid personnel, as well as humanitarian premises and supplies. Attacks must not be directed against them and all feasible precautions must be taken to avoid harming them. After more than 20 months of conflict in Sudan, the Secretary-General once again stresses the need for an immediate ceasefire. The United Nations will continue to back international mediation efforts and work with all relevant stakeholders to help bring an end to the war. For her part, Cindy McCain, WFP’s Executive Director, said that we are urgently working to establish the circumstances around this appalling incident. She also demanded a thorough investigation and for the perpetrators to be held accountable. Yesterday at the Security Council, Edem Wosornu, Director of Operations at OCHA, spoke about the staggering humanitarian crisis in the Sudan. She also reminded Council members that in 2024, humanitarian organizations faced significant funding gaps and called on donors to provide the $4.2 billion humanitarians need to support nearly 21 million people inside Sudan next year.
Sudan/Egypt
The Emergency Relief Coordinator, Tom Fletcher, has allocated $6 million from the Central Emergency Response Fund (CERF) to address the humanitarian needs of refugees fleeing conflict in Sudan to Egypt, in support of the ongoing response there. The conflict in Sudan has created the world’s fastest-growing displacement crisis. Of the more than 3 million people who have sought protection across Sudan’s borders since April of last year, some 1.2 million are being hosted by Egypt - more than in any other country - according to recent data from the Egyptian Government. This influx of new arrivals has placed additional strain on host communities in Egypt, stretching public services and resources. The funding from CERF will help support people’s most urgent needs including food, water, shelter, cash assistance and protection services.
Full Highlights:
https://www.un.org/sg/en/content/ossg/noon-briefing-highlight?date%5Bvalue%5D%5Bdate%5D=20%20December%202024
Published: 20th Dec 2024 06:53:19 By: United Nations
CNN Video: Beatles reunion sparks question: what other reunion do we need in 2025?
Former Trump Chief Strategist Steve Bannon trying to lay out an agenda for President-elect Donald Trump--including raising taxes on the wealthy and corporate America. What’s the likelihood of Trump and the GOP embracing Bannon’s agenda? Abby Phillip and the NewsNight panelists discuss.
#cnn #News
Published: 21st Dec 2024 11:45:00 By: CNN
CNN Video: New Jersey town creates “Skywatch Task Force” amid drone hysteria
Major Tesla investor Ross Gerber joins CNN to discuss Elon Musk’s efforts to influence government policies. Next, Austin Goolsbee, president of federal reserve bank of Chicago, discusses Trump’s call to outright eliminate the debt ceiling. #cnn #news
Published: 21st Dec 2024 02:45:01 By: CNN
CNN Video: House votes to avoid government shutdown after days of chaotic negotiations
The House of Representatives voted to avert a government shutdown hours before it would have taken effect, leaving out key provisions supported by President-elect Donald Trump and his close advisor, Elon Musk. The Senate is expected to follow suit to vote to pass the bill. Catch up with CNN's team of reporters and analysts:
00:00 CNN’s Jake Tapper talks to Republican Rep. Mike Lawler of New York before the House vote on a spending plan to avert a government shutdown.
07:24 House Speaker Mike Johnson (R-LA) addresses reporters after the House voted to pass the spending bill. CNN's Wolf Blitzer discusses with his panel of reporters and analysts.
12:50 CNN's Sara Sidner describes Elon Musk's influential role in the spending bill negotiations, and CNN's Manu Raju breaks down the latest from the Hill. Sidner discusses the bill with Rep. Eric Swalwell (D-CA).
20:14 CNN's Jim Sciutto discusses the Republican response to the bill with Rep. Dusty Johnson (R-SD).
Published: 21st Dec 2024 02:21:51 By: CNN
BBC News Video: Child, nine, among five killed in Christmas market attack, officials say. #Germany #BBCNews
A nine-year-old-child is among those who were killed when a car drove into crowds at a Christmas market in Germany, officials say.
Four adults were killed and 200 people were injured when the suspect entered the market through an entrance reserved for ambulances and other emergency vehicles.
The BBC understands that the suspect in the Magdeburg attack is a man called Taleb al-Abdulmohsen.
While the motive is still unclear, prosecutors say it's linked to "dissatisfaction with the treatment of refugees from Saudi Arabia in Germany".
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#Germany #BBCNews
Published: 21st Dec 2024 04:40:50 By: BBC News
BBC News Video: Five people killed after man drives car into Christmas market in Magdeburg, Germany | BBC News
Five people, including a child, have been killed after a car drove into crowds at a Christmas market in the German city of Magdeburg.
The suspect, a 50-year-old Saudi psychiatrist, holds "Islamophobic" views, according to Germany's interior minister. However, the motive behind the attack is still unclear.
The head of Germany's police union says security at events in Germany "must be intensified" with more police, barriers and surveillance cameras.
The BBC's Anna Foster is in Madgeburg talking to locals about the effect the attack has had on the city.
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#Germany #BBCNews
Published: 21st Dec 2024 03:12:03 By: BBC News
BBC News Video: Germany's Chancellor Olaf Scholz speaks to crowds after Magdeburg Christmas market attack | BBC News
Germany's Chancellor Olaf Scholz spoke to crowds in Magdeburg, after the attack that has left at least five people dead and over 200 injured.
Addressing reporters, the chancellor said that "normally a Christmas market is a very peacefully and joyful place... what a dreadful tragedy it is that so many people were injured and killed with such brutality in a place like that."
He added that Germany will provide support to those who have been affected by the attack, including those who helped the victims.
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#Magdeburg #Germany #BBCNews
Published: 21st Dec 2024 11:37:40 By: BBC News
BBC News Video: Car hits crowds at German Christmas market, leaving four dead and 68 injured | BBC News
At least four people, including a child, were killed after a car drove into crowds at a Christmas market in the German city of Magdeburg.
More than 68 people have been injured, with 15 of them in a serious condition, according to city officials.
The suspect, a 50-year-old Saudi doctor, is believed to have acted alone. Video footage shows the moment the suspect was arrested.
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#Magdeburg #BBCNews
Dramatic footage captures the moment German police arrested the suspect in a devastating Christmas market attack in Magdeburg. A car ploughed into crowds, killing five people, including a young child, and injuring over 200 others, with 40 reportedly in critical condition. Authorities identified the suspect as a 50-year-old Saudi doctor. German Chancellor Olaf Scholz arrived in Magdeburg on Saturday morning where the attack occurred. While there he placed a white rose on a memorial that had been set up.
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Published: 21st Dec 2024 01:37:26 By: On Demand News
ODN Video: New Footage Shows Aftermath of Israeli Attack on Yemen
On Thursday, the Israeli army launched a series of intense airstrikes on Yemen’s capital, Sanaa, which killed nine and injured several others.
The attack hit two power stations in the capital, and several ports including Yemen’s largest, the port of Hodeida, which has long been suspected of being the entry point for Iranian weapons into the country.
This latest round of strikes marks yet another crisis for Israel in the Middle East, after its fighting in Palestine, Lebanon and Syria.
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Published: 20th Dec 2024 03:50:44 By: On Demand News
ODN Video: President Macron HECKLED by Angry Mayotte Locals after Cyclone Devastates French Island
Angry Mayotte locals heckled French President Emmanual Macron during his visit to the cyclone-hit island.
Macron was involved in several heated exchanges with people venting at the lack of support from Paris following the disaster.
One resident confronted the President after he said his area received no water or rescue services for nearly a week.
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Published: 20th Dec 2024 03:20:26 By: On Demand News
ODN Video: Russia’s Environmental Disaster: Oil Spill and Tanker Leak Threatens Black Sea
Hundreds of volunteers and emergency workers are battling to clean up a devastating oil spill along the coastline of Russia’s southern Krasnodar region.
The incident occurred after two Russian ships, the Volgoneft 239 and the Volgoneft 212, leaked approximately 3,700 tons of mazut, a heavy fuel oil, into the Kerch Strait after being badly damaged during stormy weather.
Local authorities have declared a state of emergency as 35 km of coastline is now polluted.
Experts report that oil continues to leak from one of the ships, raising concerns about further contamination.
The Kerch Strait separates Russian-occupied Crimea from the Russian mainland and has been a key point of conflict with Ukraine.
Ukrainian President Volodymyr Zelenskyy condemned the incident, stating the ships “shouldn’t have been in operation at all”.
The scale of the damage to the environment and marine life remains unclear as cleanup operations and assessments continue.
#oilspill #russia #ukraine
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Published: 19th Dec 2024 04:00:45 By: On Demand News
ODN Video: Israel Strikes Yemen After Deadly Houthi Missile Attacks
Israel’s military launched deadly strikes on Houthi targets in Yemen early Thursday.
The airstrikes followed the Houthis’ latest missile attack on Israel hours earlier.
Nine people were killed, and three others injured in the Israeli strikes.
Targets included a port, an oil facility, and power stations near the Yemeni capital, Sanaa.
Houthi-run Al-Masirah TV reported strikes on the Hodeidah port and Ras Isa oil facility.
Yemen’s SABA news agency said employees were killed and injured in the raids.
Israel’s military said the strikes were in retaliation for ongoing Houthi attacks.
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Published: 19th Dec 2024 01:57:30 By: On Demand News
CBC Video: U.S. senate averts government shutdown, passes spending bill
The U.S. Congress passed a spending legislation early Saturday morning, averting a destabilizing government shutdown ahead of the busy holiday travel season. In an 85-11 vote, the Democratic-controlled Senate passed the bill to continue government funding 38 minutes after it expired at midnight.
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Published: 21st Dec 2024 05:46:23 By: CBC News
CBC Video: 5 dead, more than 200 injured after German market attack
Police are searching for a motive after a man plowed a van into a Christmas market in the German city of Magdeburg, killing five people and injuring more than 200 others. The suspect has been identified as a 50-year-old doctor from Saudi Arabia with a history of anti-Islam rhetoric.
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Published: 21st Dec 2024 05:35:46 By: CBC News
CBC Video: When Furby took over the holiday season in 1998 | Throwback
In 1998, the prized Furby toy was hard to come by, and the demand to nab one had people scouting shops by phone and lining up. It also created a lucrative secondary market where prices for the toy skyrocketed.
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Published: 21st Dec 2024 05:00:45 By: CBC News
CBC Video: What makes some people deck out their homes in Christmas lights?
It’s pretty common to see homes covered in festive holiday lights around Christmas time. CBC’s Gabriel Guindi spoke to two people in the Montreal area about why they go above and beyond with their decorations.
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Published: 21st Dec 2024 04:01:14 By: CBC News
CBC Video: How 7 fishermen survived 52 hours lost at sea
In July, a group of seven fishermen went missing off the northeast coast of Newfoundland. They were rescued after enduring 52 hours in a life-raft. They share their story of survival with CBC’s Mary-Catherine McIntosh.
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For more than 80 years, CBC News has been the source Canadians turn to, to keep them informed about their communities, their country and their world. Through regional and national programming on multiple platforms, including CBC Television, CBC News Network, CBC Radio, CBCNews.ca, mobile and on-demand, CBC News and its internationally recognized team of award-winning journalists deliver the breaking stories, the issues, the analyses and the personalities that matter to Canadians.
Published: 21st Dec 2024 02:00:33 By: CBC News
International Video: 'Merci Gisele': Pelicot trial sends shockwaves across France
Emmanuel Macron has led tributes to Gisele Pelicot's dignity and courage, as he called her an inspiration to the world.
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Ms Pelicot's lawyers said she felt a "sense of relief" after her husband and 50 co-defendents were found guilty in the mass rape trial which has sent shock waves through France and across the globe.
Her bravery has undoubtedly transformed the conversation around sexual violence and the treatment of survivors.
But will it lead to any real, substantial change?
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Published: 20th Dec 2024 07:44:19 By: Channel 4 News
International Video: Macron swears at cyclone-hit Mayotte residents
'If it wasn't for France, you'd be 10,000 times deeper in s***' said French President Macron to residents on the island of Mayotte.
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People there have been angry at the lack of aid from France after Cyclone Chido swept through the islands last weekend, killing at least 31 people and causing devastation.
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Published: 20th Dec 2024 06:19:00 By: Channel 4 News
International Video: 7-year-old girl killed in Croatia school attack
A 7-year-old girl has been killed and at least four others have been injured following a knife attack at a primary school in Croatia.
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The 19-year-old alleged attacker who was a former student at the school in Zagreb, entered the premises on Friday morning and stabbed a teacher and pupils, before being arrested near the scene.
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Published: 20th Dec 2024 06:07:05 By: Channel 4 News
International Video: Brawl breaks out in Taiwan parliament
A brawl broke out in the Taiwanese parliament as politicians fought over controversial new bills.
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Members of Lai Ching-te’s ruling Democratic Progressive Party (DPP) barricaded themselves in the main chamber to try and stop three bills being proposed by the opposition bloc, the Kuomintang (KMT) party. The KMT has more seats than the DPP but is looking to gain a majority.
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Published: 20th Dec 2024 04:21:09 By: Channel 4 News
International Video: Thick smog engulfs Bosnian capital
Flights have been grounded and residents told to stay indoors as a thick blanket of smog engulfed the Bosnian capital Sarajevo
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Published: 20th Dec 2024 12:47:50 By: Channel 4 News
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