What Is a Certificate of Deposit (CD)? Pros and Cons

A certificate ... about how CDs work and about the advantages and disadvantages. Mira Norian / Investopedia We update these rankings every business day to give you the best deposit rates available ... Read More

What Are Certificates of Deposit? The Top 5 Questions People Are Asking

Certificates of deposit (CDs) often get dismissed as “your parent’s savings plan”—safe but, let’s be honest, a little boring. But in today’s high-interest-rate environment, they’re making a strong ... Read More

Different Types of CDs: Find the Perfect Certificate of Deposit

See how we rate banking products to write unbiased product reviews. If you've got some ... You might want to consider a certificate of deposit (CD) if you do not need immediate access to your ... Read More

What is the Certificate of Deposit Account Registry Service (CDARS), and how does it work?

But what if you have more than $250,000 to deposit? Luckily, there are ways to extend insurance limits to cover more than the typical $250,000. The Certificate ... CDARS does this by spreading ... Read More

Share Certificate vs. CD: Which is the Better Savings Option for You?

See how we rate banking products to write unbiased product reviews. A certificate of deposit or share certificate is a low-risk option to grow your money with a fixed interest rate. Here's what ... Read More

What Is a Share Certificate?

It works the same way a bank CD does. Many, or all, of the products ... do share certificates work? A share certificate works this way: You choose a term (length of time) to open and deposit ... Read More

What Is a Savings Account and How Does It Work?

Just as with the interest earned on a money market, certificate of deposit, or checking account ... Consult a financial advisor to review the options for you money to meet your financial goals. Read More