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Consumer Daily Reports

Consumer News: Government money for your phone, internet, heating, and cooling bills

The cost of heating your home is expected to be a little softer this winter than in 2023, but the U.S. Government wants consumers who are having a hard time making ends meet with their utility bills that it can help improve the situation.

Most people are aware of the larger government assistance programs like Medicare and SNAP, but few are aware that there are programs to help pay for heating, cooling, home weatherization, internet, and phone bills, too. 

LHEAP’ing

The Low Income Home Energy Assistance Program (LHEAP), for example, can help a person pay their heating or cooling bills or, in a situation like a major storm or flood, the program can ensure that a consumer gets emergency services while that energy crisis exists.

There are some variations in how much a person would receive based on where they live and how much they earn, but surprisingly, the eligibility criteria for LHEAP is pretty reasonable.

As an example, a household of a single person in Florida that has a maximum annual income of $27,735 or a family of three with a maximum income of $44,803, qualifies for assistance.

And if Kentucky is an example of how willing states are to help, it’s worth asking. The Bluegrass State says that its LIHEAP program helps approximately 150,000 families pay their heating bills each winter.

To find out more about your particular state’s funding and requirements, click here.

WAP 

There are several ways consumers can make their homes more energy efficient – including installing solar panels or updating the HVAC systems. The government can’t help with everything in that category, but it does offer “weatherization assistance (WAP)” for certain energy-saving improvements to your home.

In addition, homeowners may qualify if they receive benefits from one of the federal assistance programs, such as Temporary Assistance for Needy Families (TANF) or Supplemental Security Income (SSI). To see if you are eligible and how to apply, all you have to do is contact your state's WAP office.

The $1 Energy Fund

A separate and non-governmental energy assistance program that may not be on your radar is the $1 Energy Fund. Its purpose is to provide a dollar-for-dollar match from its partnering utility companies for almost every donation the organization receives.

Its geographic scope is somewhat limited, but if you live in West Virginia, Ohio, Virginia, Tennessee, Maryland, Texas, Louisiana, Arkansas, California, Kentucky, Connecticut, Indiana, Nebraska, Illinois, Hawaii, New Mexico, or Washington state, and pay your energy bills to one of the 50 utility programs it’s partnered with, it may be worth investigating. Here’s the link.

Phone and internet bills

The federal government’s program for assistance in paying internet and phone bills is called “Lifeline” and it covers landline phones as well as cell/mobile phones, too. 

The restrictions are a bit tighter than LHEAP assistance, though. For example, a household of three living in any of the 48 contiguous states, D.C., or U.S. territories, can’t make more than $33,561 a year.

There’s also a requirement that applicants already receive assistance from any of these programs:

  • Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps

  • Medicaid

  • Your Medicaid eligibility may be up for renewal. Learn more about how to renew (Spanish language information). 

  • Supplemental Security Income (SSI)

  • Federal Public Housing Assistance (FPHA)

  • Veterans Pension and Survivors Benefit

You can apply for Lifeline in one of three ways – either online, via your phone or internet provider, or through the mail. And, yes, there’s some paperwork to fill out (isn’t there always?). To see if you qualify for Lifeline, just click here.



Photo Credit: Consumer Affairs News Department Images


Posted: 2024-01-04 13:08:59

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FTC Video: Tech support scammers want your life savings - Anatomy of an Imposter Scam

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Play Video: Tech support scammers want your life savings - Anatomy of an Imposter Scam


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Published: 4th Nov 2024 01:00:52   By: FTCvideos

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Scammers say and do things that can tell us they’re lying. Here are some sure ways to recognize a scammer. Learn more at: https://www.ftc.gov/imposterscam #ftc #scam #imposter #imposterscam ******************************** The Federal Trade Commission deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues vigorous and effective law enforcement; advances consumers' interests by sharing its expertise with federal and state legislatures and U.S. and international government agencies; develops policy and research tools through hearings, workshops, and conferences; and creates practical and plain-language educational programs for consumers and businesses in a global marketplace with constantly changing technologies. Comment Moderation Policy We welcome your comments and thoughts about the information on this page. If you do have something to say, please be courteous and respectful to other commenters. We won't routinely review any comments before they are posted (except for ones that contain urls and profanity), but we will delete any comments that: 1) contain spam or are off-topic 2) use vulgar language or offensive terms that target specific groups or contain personal attacks 3) are sales pitches or promotions 4) have urls or links to commercial sites 4) spread clearly misleading or false information or 5) include personal information, like home addresses

Published: 28th Oct 2024 12:01:10   By: FTCvideos

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Scammers want to isolate you from people you know and trust. Never agree to keep a secret — especially if you’re scared and worried. Always tell a family member or friend you trust — they care and can help. Learn more at: https://www.ftc.gov/imposterscam #ftc #imposter #scam #secret *************************** The Federal Trade Commission deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues vigorous and effective law enforcement; advances consumers' interests by sharing its expertise with federal and state legislatures and U.S. and international government agencies; develops policy and research tools through hearings, workshops, and conferences; and creates practical and plain-language educational programs for consumers and businesses in a global marketplace with constantly changing technologies. Comment Moderation Policy We welcome your comments and thoughts about the information on this page. If you do have something to say, please be courteous and respectful to other commenters. We won't routinely review any comments before they are posted (except for ones that contain urls and profanity), but we will delete any comments that: 1) contain spam or are off-topic 2) use vulgar language or offensive terms that target specific groups or contain personal attacks 3) are sales pitches or promotions 4) have urls or links to commercial sites 4) spread clearly misleading or false information or 5) include personal information, like home addresses

Published: 21st Oct 2024 12:00:00   By: FTCvideos

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Play Video: Did you get a call or text about a suspicious purchase on Amazon? - Anatomy of an Imposter Scam


The scam starts with a call or text message about a suspicious charge on your Amazon account. But it’s not really Amazon. It’s a scammer who wants you to drain your accounts. Learn more at: https://www.ftc.gov/imposterscam #ftc #scam #imposter #imposterscam ******************************** The Federal Trade Commission deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues vigorous and effective law enforcement; advances consumers' interests by sharing its expertise with federal and state legislatures and U.S. and international government agencies; develops policy and research tools through hearings, workshops, and conferences; and creates practical and plain-language educational programs for consumers and businesses in a global marketplace with constantly changing technologies. Comment Moderation Policy We welcome your comments and thoughts about the information on this page. If you do have something to say, please be courteous and respectful to other commenters. We won't routinely review any comments before they are posted (except for ones that contain urls and profanity), but we will delete any comments that: 1) contain spam or are off-topic 2) use vulgar language or offensive terms that target specific groups or contain personal attacks 3) are sales pitches or promotions 4) have urls or links to commercial sites 4) spread clearly misleading or false information or 5) include personal information, like home addresses

Published: 14th Oct 2024 12:00:56   By: FTCvideos

FTC Video: Let's Talk About How Impersonation Scams Work

Let
Play Video: Let's Talk About How Impersonation Scams Work


Learn more at http://www.ftc.gov/imposterscams. Scammers pretending to be from the government tell convincing stories to steal your money or personal information. But now they’re taking a new, layered approach — and here are some clues to spot it. #ftc #imposter #scams ************************************ The Federal Trade Commission deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues vigorous and effective law enforcement; advances consumers' interests by sharing its expertise with federal and state legislatures and U.S. and international government agencies; develops policy and research tools through hearings, workshops, and conferences; and creates practical and plain-language educational programs for consumers and businesses in a global marketplace with constantly changing technologies. Comment Moderation Policy We welcome your comments and thoughts about the information on this page. If you do have something to say, please be courteous and respectful to other commenters. We won't routinely review any comments before they are posted (except for ones that contain urls and profanity), but we will delete any comments that: 1) contain spam or are off-topic 2) use vulgar language or offensive terms that target specific groups or contain personal attacks 3) are sales pitches or promotions 4) have urls or links to commercial sites 4) spread clearly misleading or false information or 5) include personal information, like home addresses

Published: 8th Oct 2024 01:15:29   By: FTCvideos

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Play Video: What you need to know about Citrus | GARDEN | Great Home Ideas


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Published: 1st Nov 2024 10:15:03   By: Great Home Ideas

DIY Video: Rocket Ship Shelving | DIY | Great Home Ideas

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Play Video: Rocket Ship Shelving | DIY | Great Home Ideas


Adam shows an easy DIY shelving project. Welcome to Great Home Ideas, where you’ll find inspiring home makeovers, delicious recipes, quick & easy DIY projects, design & gardening ideas, plus hints, tips, how tos and advice on pets, health, tech and more. Check out our channel & subscribe to see more videos like this one every day of the week. Click here to subscribe: https://bit.ly/3hxN7d5

Published: 31st Oct 2024 10:15:04   By: Great Home Ideas

DIY Video: DIY Desk | DIY | Great Home Ideas

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Play Video: DIY Desk | DIY | Great Home Ideas


Welcome to Great Home Ideas, where you’ll find inspiring home makeovers, delicious recipes, quick & easy DIY projects, design & gardening ideas, plus hints, tips, how tos and advice on pets, health, tech and more. Check out our channel & subscribe to see more videos like this one every day of the week. Click here to subscribe: https://bit.ly/3hxN7d5

Published: 6th Oct 2024 10:15:01   By: Great Home Ideas

DIY Video: How to build a Garden Shower | GARDEN | Great Home Ideas

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Play Video: How to build a Garden Shower | GARDEN | Great Home Ideas


We show you how to build a garden shower. Welcome to Great Home Ideas, where you’ll find inspiring home makeovers, delicious recipes, quick & easy DIY projects, design & gardening ideas, plus hints, tips, how tos and advice on pets, health, tech and more. Check out our channel & subscribe to see more videos like this one every day of the week. Click here to subscribe: https://bit.ly/3hxN7d5

Published: 5th Oct 2024 11:15:01   By: Great Home Ideas

DIY Video: Hallway Storage Ideas | DIY | Great Home Ideas

Hallway Storage Ideas | DIY | Great Home Ideas
Play Video: Hallway Storage Ideas | DIY | Great Home Ideas


Up your storage game with great tips to add storage to tight spaces. Welcome to Great Home Ideas, where you’ll find inspiring home makeovers, delicious recipes, quick & easy DIY projects, design & gardening ideas, plus hints, tips, how tos and advice on pets, health, tech and more. Check out our channel & subscribe to see more videos like this one every day of the week. Click here to subscribe: https://bit.ly/3hxN7d5

Published: 4th Oct 2024 11:15:00   By: Great Home Ideas

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Consumer News: Government money for your phone, internet, heating, and cooling bills - Newscast

U.S. Agency Warns Employees About Phone Use Amid Ongoing China Hack

Thu, 07 Nov 2024 10:20:00 GMT The Consumer Financial Protection Bureau tells workers to reduce use of cellphones for work due to risk from China-linked telecom intrusion.

Money blog: Interest rates won't fall as much as expected next year - markets

Wed, 06 Nov 2024 21:07:00 GMT Markets are reacting to Donald Trump's historic return to the White House, with Wall Street hitting a record high. Read this and the rest of today's personal finance and consumer news below.

These states and cities have the highest mobile phone bills

Wed, 06 Nov 2024 16:20:00 GMT Some discount carriers offer wireless service for as little as $25 per line per month, but most cellphone customers pay a lot more. A new report by doxo re ...

'It looks quite real': Two Ontarians lose money to fake phone scam

Tue, 05 Nov 2024 02:00:00 GMT About 85 per cent of Canadians have a smartphone and once you have one they’re hard to live without. The latest smartphones can cost as much as $2,000, so if you’re trying to save money, make sure you ...

Consumer group: More telephone companies should protect consumers from robocalls

Fri, 01 Nov 2024 09:29:46 GMT A new report by the U.S. PIRG Education Fund says less than half of phone companies have complied with laws to protect from robocalls.


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