8 Best Reasons to Use Your Credit Card This Holiday Season

If you tend to overspend during the holiday season, there are plenty of reasons to avoid using credit cards, like going into more debt, paying high interest charges and damaging your credit score by ... Read More

The real reason for record-high credit card rates? It's not what you think.

The hidden reason for sky-high card rates, credit experts say, is that card companies are charging record-high “margins.” That’s interest the card issuer charges above the prime lending rate. “You can ... Read More

What happens if you overpay your credit card?

It's easy to accidentally overpay your credit card. You might pay twice by mistake ... high-quality service journalism and comprehensive consumer advice so they can make informed decisions ... Read More

When It Pays to Know Your Credit Card’s Interest Rate

Knowing your credit card's interest rate can put you in a position to identify money-saving opportunities. Find out how you can use it to your advantage. Read More

Freedom Debt Relief Reviews

78% were happy or satisfied with the ... we suggest you review the details of the program, including additional fees and impact to your credit score. Freedom Debt Relief won Best for Transparency ... Read More

How does APR work on a credit card? Knowing the basics can help you save money on interest.

Many issuers use your card’s average daily balance to calculate credit card interest. Getting your average daily balance involves adding up the balance on your card from each day in the billing period ... Read More

'How do you build credit?': Dave Ramsey on how Americans can live life, get a mortgage without credit cards — why viewers are blasting the money guru's advice

Personal finance expert Dave Ramsey is often derided for his insistence on living a debt-free lifestyle. The 64-year-old radio host urges his listeners to avoid debt, from outstanding credit card ... Read More

Cut off? What to do if your credit card issuer lowered your limit

Credit limit decreases can negatively affect credit scores, especially if there is an existing balance on the card. It is possible to try to persuade the credit card issuer to increase the limit again ... Read More

Personal loans increasingly used by financially vulnerable consumers, J.D. Power report says – here’s why

A report from J.D. Power said financially vulnerable consumers are increasingly leaning on personal loans to help them pay down debt. Read More

The Wells Fargo Active Cash Card is Our Pick For the Best Credit Card

Dashia is a staff editor for CNET Money who covers all angles of personal finance, including credit cards, banking and consumer spending. From reviews to news ... if you don’t make your monthly ... Read More

The best and worst parcel firms to use this Christmas revealed – and your rights if things go wrong

THE best and worst parcel delivery services to use at Christmas has been revealed. While Santa is busy delivering packages across the world, OfCom has revealed the best and worst delivery firms ... Read More

If you want a travel rewards card without an annual fee, check out these top options

You don't have to pay an annual fee to get a solid travel rewards credit card ... on your travel habits. Money matters — so make the most of it. Get expert tips, strategies, news and everything ... Read More